Loudoun County homeowners who need significant repairs or accessibility improvements may have a local funding option that is easy to overlook.
The county's Home Accessibility and Repair Program, commonly called HARP, provides qualifying homeowner-occupants with forgivable loans for eligible home improvements.
How much assistance is available?
Eligible homeowners may qualify for up to $35,000.
Funds can potentially be used for:
• Necessary home repairs
• Accessibility improvements
• Certain hazardous-condition inspections
• Eligible hazard mitigation work
Who may qualify?
The program is intended for qualifying homeowner-occupants.
Household income generally must be at or below the program's applicable income limit, which is based on Area Median Income.
Additional eligibility requirements apply.
How does the forgivable loan work?
The required compliance period depends on the amount of assistance received.
Smaller loans have shorter forgiveness periods, while larger loans may require the homeowner to remain compliant with program requirements for a longer period.
Loudoun County has also introduced an online application system to make applying for the program easier.
Other assistance may be available
Loudoun County maintains additional housing programs that may assist:
• Older homeowners
• Residents with disabilities
• Veterans and service members
• Renters needing certain accessibility modifications
Home Savings Radar takeaway:
If you're a Loudoun County homeowner who has delayed necessary repairs because of cost, check HARP before taking out a private loan or putting the work on a credit card.
For eligible households, the potential assistance is substantial.
Program funding, income limits, eligibility, and forgiveness requirements can change. Always confirm current terms directly with Loudoun County.
Official source: Loudoun County Home Improvement Programs